I have worked with Michael on cash out Refi's & for new loans on my different homes. He was always professional and helped me make the right decisions. Could always on count on him to answer his phone, text, email in a timely fashion. He is still my go to guy for Mortgage questions and loans. I would highly recommend Michael for anybody trying to figure out the best process to get a Home loan done. I always tell people to call Michael, he will get the job done right for you!